What is TTD, TPD, and PPD?
In a work injury or workers compensation claim, an injured worker is entitled to many benefits under law. Three income benefits are:
Temporary Total Disability Benefits (TTD) — Temporary Total Disability income benefits are paid to compensate the injured worker for his lost wages. These income benefits are due when the job injury to the employee disabled the worker from any type of work. A medical opinion showing “no work status” or “no work” work restriction is usually required from a doctor. The compensation rate for Temporary Total Disability Benefits is 2/3 of the employee’s average weekly wage. The maximum TTD comp rate is currently $500 per week. This is based on your average weekly wage. These income benefits usually begin upon the initial injury.
Temporary Partial Disability Benefits (TPD) — Temporary Partial Disability income benefits are for injured workers who are able to return to light duty or modified work but are earning less income due to their injuries. They are usually paid on a weekly basis. The pay is based by comparing the current weekly wages to the average weekly wage. The compensation rate for temporary partial disability is 2/3 of the lost weekly income. The maximum weekly TPD comp rate in Georgia is currently $334. These income benefits are usually obtained upon an attempt to return to work which is not full time or at a job which pays less because of your injured status.
Permanent Partial Disability (PPD) — Permanent Partial Disability benefits compensate the injured worker for the permanent loss of use of part of his or her body. This permanent loss of use is based on a permanent partial disability rating which is assigned by the treating doctors. These benefits are often paid after you have completed other benefits or upon settlement of your claim.
The Bacon Law Firm can often get these benefits started or obtained for you without a court hearing when the evidence is clear of the injury and the responsibility of the employer.
This blog content is based on the law of Georgia. It is not meant to give legal advice to your specific situation and does not create relationship of attorney client with the benefits of the attorney client privileges. You should consult an attorney in your state about specific workers compensation issues. This blog is meant to increase your awareness and legal understanding of these concepts.
What is an IME in workers compensation case?
In a work injury case or workers compensation case, you have many benefits that are due you by law as an injured employee. Your employer or his insurance company is under no duty to disclose these benefits to you. If you do not know your benefits, your time to obtain these benefits could pass and you would be barred from receiving them. Consult our firm for details on what benefits you are due.
One benefit is the IME. This is an independent medical exam which is paid for by the employer at no cost for you. Your attorney can assist you in scheduling this appointment. It gives you the opportunity to have another physician review your treatment and render an opinion on your medical condition and future medical concerns. This can be significant benefit in getting you additional medical care and settlement in the future. This equips you to obtain a second, independent medical exam.
For professional representation with your workers compensation claim, call the Bacon Law Firm, P.C. at 912 882-7322. 28 years of proven experience.
This blog content is based on the law of Georgia. It is not meant to give legal advice to your specific situation and does not create relationship of attorney client with the benefits of the attorney client privileges. You should consult an attorney in your state about specific workers compensation issues. This blog is meant to increase your awareness and legal understanding of these concepts.
Lawyers are joining the iPad revolution
Lawyers are joining the iPad revolution to use this very practical tool. Here is an article that gives more details: Click here.
This blog content is based on the law of Georgia. It is not meant to give legal advice to your specific situation and does not create relationship of attorney client with the benefits of the attorney client privileges. You should consult an attorney in your state about specific workers compensation issues. This blog is meant to increase your awareness and legal understanding of these concepts.
What do you do if the person who caused the wreck does not have enough insurance?
This is part two of another blog. If the person who struck your car doing you damage does not have enough insurance, your own uninsured motorist insurance may help. This is sometimes referred to by the courts as underinsurance. It comes to your assistance if the negligent party had insurance less than yours. For example, assume you had medical bills of $40,000.00. The negligent driver had policy limit of $25,000.00. Assume you had an uninsured (underinsured) motorist insurance of $100,000.00. Then, your uninsured/underinsured policy would be available to help cover your damages. This insurance is also available on occasions to stack coverage on the other parties liability coverage. This means it would be in addition to the negligent parties liability coverage. You should contact an personal injury lawyer if you have questions about this issue. How you handle the claim early in the case can make a large difference in your end result. Check with your agent and be sure you have uninsured motorist coverage that will allow for stacking in case of a wreck.
This blog content is based on the law of Georgia. It is not meant to give legal advice to your specific situation and does not create relationship of attorney client with the benefits of the attorney client privileges. You should consult an attorney in your state about specific workers compensation issues. This blog is meant to increase your awareness and legal understanding of these concepts.
Automobile insurance you need on every car!
Uninsured motorist insurance is insurance you need on every car you own. It is relatively inexpensive compared to the benefit it provides if you ever need it. In Georgia, it provides two benefits. One is the true uninsured motorist benefit. If someone is negligent and strikes your car causing you damage, the next question is do they have insurance to cover the damage. If they do not have insurance, then your uninsured motorist coverage would pay you for your injuries. Remember when you talk with your own agent about a wreck, if the other party does not have insurance, you may have bring an action against your own insurance company. So be aware of this when you are discussing your case with your on agents or adjuster.
This blog content is based on the law of Georgia. It is not meant to give legal advice to your specific situation and does not create relationship of attorney client with the benefits of the attorney client privileges. You should consult an attorney in your state about specific workers compensation issues. This blog is meant to increase your awareness and legal understanding of these concepts.
